Terms of Service

1. Agreement to Terms

By accessing or using the website moretus.com (the "Site") operated by Moretus Advisors LLC ("Moretus," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, then you may not access the Site.

2. Use of Our Service

Eligibility

Our services are intended for sophisticated investors and individuals aged 18 years or older. By using our Site, you represent and warrant that you meet these eligibility requirements.

Account Responsibilities

When you create an account with us, you must provide accurate, complete, and current information. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use

3. Intellectual Property Rights

The Site and its original content, features, and functionality are and will remain the exclusive property of Moretus Advisors LLC and its licensors. The Site is protected by copyright, trademark, and other laws. Our trademarks may not be used in connection with any product or service without our prior written consent.

All research reports, analysis, and other content provided through our services are proprietary and confidential. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

4. Research and Information Disclaimer

You acknowledge that:

• Our research and analysis are opinions based on available information
• Past performance is not indicative of future results
• You should conduct your own research and consult with qualified professionals
• We are not registered investment advisors or broker-dealers
• We do not provide personalized investment recommendations

5. Prohibited Uses

You may not use our Site:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To transmit any malicious code, viruses, or any other technologically harmful material
• To engage in any automated use of the system, such as scraping or data mining
• To interfere with or circumvent the security features of the Site

6. Payment Terms

For premium services:

• All fees are non-refundable unless otherwise stated
• Prices are subject to change with 30 days notice
• You authorize us to charge your payment method for recurring subscriptions
• Failure to pay may result in termination of access to premium content

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MORETUS ADVISORS LLC, ITS AFFILIATES, AGENTS, DIRECTORS, EMPLOYEES, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO THE USE OF, OR INABILITY TO USE, THE SITE OR SERVICES.

IN NO EVENT SHALL MORETUS ADVISORS LLC'S AGGREGATE LIABILITY EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING OR USING THE SITE OR SERVICES DURING THE SIX (6) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO SUCH LIABILITY.

8. Indemnification

You agree to defend, indemnify, and hold harmless Moretus Advisors LLC and its licensors and licensees, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) resulting from or arising out of a) your use and access of the Site, or b) your breach of these Terms.

9. Termination

We may terminate or suspend your account and bar access to the Site immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms. Upon termination, your right to use the Site will cease immediately.

10. Governing Law and Jurisdiction

These Terms shall be governed and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any disputes arising out of or relating to these Terms shall be resolved exclusively in the courts of Delaware.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect. By continuing to access or use our Site after any revisions become effective, you agree to be bound by the revised terms.

12. Contact Information

If you have any questions about these Terms, please contact us at: